10 Things You Need to Know Before Moving to Southwest Florida—That Could Change Your Mind!

Thinking about moving to Southwest Florida? Sure, the beaches are beautiful, and the weather seems great in photos, but there are some hard truths you need to hear before you commit to this tropical paradise.

At Sell Your Sunshine, we believe in giving you the real story—no sugarcoating. That’s why we’ve created this list of the 10 things you need to know before moving to Southwest Florida, based on years of experience helping clients relocate here. And guess what? Some of these might just make you reconsider if this is the right move for you.

1. Hurricane Risk

Let’s start with the big one—hurricanes. Southwest Florida is no stranger to them, and while locals are pros at prepping, the reality of evacuations and potential property damage is something you can’t ignore. If you’re not ready to deal with the stress of storm season, this could be a deal breaker.

2. High Insurance Costs

With the hurricane risk comes higher homeowner’s insurance premiums. On top of that, some policies don’t cover all types of damage, so it’s crucial to double-check your coverage before you sign. You don’t want to be caught unprotected after a major storm.

3. Humidity and Heat

Yes, Southwest Florida is hot. But it’s the humidity that really gets to people. If you’ve never experienced a Florida summer, imagine feeling like you’re walking through a sauna 24/7. The heat index often exceeds 100°F, and unless you love sweating, summers here can be tough.

4. Traffic Congestion

The infamous "snowbird" season (winter months) brings in a wave of seasonal residents and tourists, which means traffic congestion goes from bad to worse. During these months, you could find yourself sitting in gridlock on highways like I-75, especially in popular areas like Naples and Fort Myers.

5. Limited Public Transportation

Unlike larger cities, public transportation in Southwest Florida is limited. Most residents rely on cars, and the lack of transit options can be frustrating if you’re used to more accessible city transport systems. Commuting is essential, and so is owning a car.

6. High Housing Demand

The secret’s out—Southwest Florida is a desirable place to live. But that’s driven up home prices, making the market extremely competitive. Finding affordable housing, especially near the coast, has become a challenge. Be prepared to move fast and compete with other buyers.

7. Wildlife Encounters

Yes, you’ll likely encounter alligators, snakes, and other wildlife in Southwest Florida. While this might seem exciting at first, having a gator sunbathing in your backyard can be a little nerve-wracking. Wildlife is part of daily life here, and it’s something you’ll have to get used to.

8. Lack of Seasons

If you love the change of seasons, Florida might not be for you. It’s hot for most of the year, and the only noticeable "season" is the rainy season. You won’t be seeing any autumn leaves or snowflakes falling here.

9. Mosquitoes and Pests

The warm, humid climate also brings a lot of unwanted guests—mosquitoes, fire ants, cockroaches, and lovebugs. Mosquito season lasts a good portion of the year, and dealing with these pests is just part of life in Southwest Florida.

10. Water Quality Issues

Southwest Florida has faced ongoing issues with water quality, including red tide and algae blooms. These can affect the beaches, harm wildlife, and make outdoor activities like swimming or fishing unpleasant. It’s something to be mindful of if you’re drawn to Florida for its famous beaches.

Is Southwest Florida Still Right for You?

Don’t get us wrong—Southwest Florida has a lot to offer, from stunning beaches to a laid-back lifestyle. But these challenges are worth considering before you make the move.

If you’re ready to take on the pros and cons of life in Southwest Florida, I’m here to help you navigate the home-buying process. Whether you’re looking for a beachside property or a quiet neighborhood away from the hustle and bustle, I’ve got your back every step of the way.

Call, text, or email me today, and I’ll help you find your perfect slice of sunshine—without the surprises.

Watch the Full Breakdown

Want more in-depth info? Watch my latest video where I break down all 10 reasons not to move to Southwest Florida in detail. I’m pulling back the curtain on what living here is really like, so you can make the best decision for your future.